DANIEL MOY vs. JACK MADDEN FORD SALES, INC.

ARMSTRONG, J. This is an action of contract in which the plaintiff seeks to recover the amount he paid the defendant for the purchase of an automobile during his minority, less the amount for which he resold the automobile after disaffirming the transaction. The case was tried prior to July 1, 1974 (see Mass. R.Civ.P. 1A, subparagraph 5, 365 Mass. 732 [1974]), to an auditor (facts not final), who found for the plaintiff, and thereafter to a jury. The defendant appeals from a judgment for the plaintiff which was entered after the trial judge had (1) allowed the plaintiff's motion for a directed verdict and (2) denied a similar motion filed by the defendant. The propriety of the judge's actions on both motions is at issue.

THE PLAINTIFF'S MOTION

The action is predicated on the common law principle "that contracts of minors are voidable at the option of the minor in accordance with the policy of the law to afford protection to minors from their own improvidence and want of sound judgment." Frye v. Yasi, 327 Mass. 724 , 728 (1951). The defendant's sole contention before us [Note 1] is

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based on G. L. c. 90, Section 2C [Note 2], inserted by St. 1969, c. 405: "A minor eighteen years of age or older, if his parent or guardian assents thereto in writing, shall have full legal capacity to act in his own behalf in the matter of contracts for the purchase, repair, or sale of motor vehicles, parts or accessories therefor, and such contracts or any instrument relative to the financing of such contracts, if otherwise legal, shall have the same legal effect as if no minority existed." The judge's allowance of the plaintiff's motion for a directed verdict was in effect a ruling that the evidence did not warrant a finding that the plaintiff's parent had assented to the contract in writing. We summarize the evidence in its aspect most favorable to the defendant in order to test the propriety of that ruling. See Gelinas v. New England Power Co. 359 Mass. 119 , 120 (1971).

On March 9, 1971, the plaintiff, then eighteen, signed an agreement for the purchase of a 1971 Ford Mustang Mach I car from the defendant, an automobile dealer. The plaintiff made a $100 down payment at the time, agreeing to pay the $3,600 balance upon delivery. He thereafter asked his mother for the funds necessary to complete the purchase. She lent him $3,600, and he paid it to the defendant and took delivery of the car about April 9, 1971. The plaintiff notified the defendant of his decision to avoid the purchase in September, 1972.

There is no contention that either of the plaintiff's parents signed the purchase agreement or otherwise transmitted any form of written assent to the defendant, and such a contention would in any event be wholly lacking in evidentiary support. Rather, the defendant relies upon certain acts of the plaintiff's mother in financing the purchase of the car, contending that she thereby "assent[ed] thereto in writing" within the meaning of G. L. c. 90, Section 2C.

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Specifically, she responded to the plaintiff's request for the purchase money by accompanying him to her bank and obtaining a loan in the amount of $3,600. In doing so she signed a loan agreement with the bank and took the proceeds in the form of a $3,600 check drawn on the bank and payable to the order of the defendant, which she gave to the plaintiff. She knew at the time that he intended to use it for the purchase of a car from the defendant, although she was unaware that it was to be "a sportscar or anything like that."

The plaintiff, on the other hand, maintains that Section 2C was inapplicable unless a parent or guardian actually signed the contract. The dispute therefore centers on the proper construction of the provision of Section 2C making a class of contracts of a minor enforceable only "if his parent or guardian assents thereto in writing." We are of the opinion that the interpretation urged by the plaintiff is overly narrow, that the facts relied upon by the defendant constitute a good defense under Section 2C, and hence that the allowance of the plaintiff's motion for a directed verdict was erroneous.

As a general rule "[w]ords and phrases [in statutes] shall be construed according to the common and approved usage of the language . . . ." G. L. c. 4, Section 6, Third. So construed, the verb "assent" means simply "to give or express one's concurrence, acquiescence . . . agreement or concession." Webster's Third New Intl. Dictionary, 131 (1971). Clearly the procurement by the plaintiff's mother of a loan in the form of a check payable to the defendant in the amount due under the plaintiff's contract, with full knowledge of her son's intention to use it for the purchase of a car, constituted an "assent" to the purchase within that definition. Although she lacked detailed knowledge of the particular make, model and body style, she was obviously aware of the essential nature of the transaction and the rather substantial amount of money involved. By executing the loan agreement to obtain the purchase money, the mother manifested her assent to the purchase

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"in writing", [Note 3] even though the document she signed did not happen to be the purchase agreement itself. Cf. Cormerais v. Wesselhoeft, 114 Mass. 550 , 552-553 (1874); Marsh v. Drowne, 1 Mass. App. Ct. 777 , 781-782 (1974). Thus, on a natural reading of the "assent" provision of Section 2C, the acts of the plaintiff's mother would appear to have satisfied its requirements. We can discover nothing in the remaining language of the statute or in the purpose of its enactment to suggest that the provision was intended to be interpreted more restrictively. See Slaney v. Westwood Auto, Inc. 366 Mass. 688 , 692-693 (1975).

The plaintiff argues that Section 2C contemplated an opportunity on the part of the parent or guardian to read a minor's contract in all its material particulars and that the only guarantee of such an opportunity is a requirement that the parent sign the contract. While the plaintiff's position may be thought sound as a matter of social policy, the fact remains that no such requirement appeared in the statute. [Note 4] Moreover the only obligation ordinarily imposed on the purchaser by contracts to which Section 2C applied was to pay the purchase price, and the plaintiff's mother was well aware of that without reading or signing her son's contract.

An additional difficulty with the plaintiff's contention is that it presupposes the existence of a written contract in all situations for the parent or guardian to sign. While

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the plaintiff's contract in the present case was required to be in writing because of the amount of the purchase price (see G. L. c. 106, Section 2-201), Section 2C applied equally to "contracts for the purchase . . . of . . . [automotive] parts and accessories," many of which sell for amounts so low as to exempt them from the requirement of any writing.

THE DEFENDANT'S MOTION

The defendant contends that its motion for a directed verdict (which was made at the close of the plaintiff's case and renewed after all the evidence had been received) should have been allowed because the plaintiff had the burden of producing evidence of lack of parental assent under Section 2C and failed to present any such evidence. [Note 5] The defendant's motion, however, was not based on the theory of parental assent. Rather, the only ground stated in the motion was an assertion that the plaintiff had ratified his contract with the defendant -- a ground not argued in the defendant's brief and one which we do not consider. See fn. 1.

The jury trial occurred after July 1, 1974, and was therefore governed by the new rules of civil procedure. See Mass. R.Civ.P. 1A, 365 Mass. 731 (1974). Under Mass. R.Civ.P. 50 (a), 365 Mass. 814 (1974), "A motion for a directed verdict shall state the specific grounds therefor."

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That requirement is new to Massachusetts practice. Reporters' Notes under rule 50. See Trites v. Melrose, 318 Mass. 378 , 380 (1945), and cases cited; Schuster v. Baskin, 354 Mass. 137 , 140, fn. 3 (1968). It is taken from Fed.R.Civ.P. 50 (a). Reporters' Notes under rule 50. We therefore look to the construction placed upon the quoted language by the Federal courts. Rollins Environmental Services, Inc. v. Superior Court, 368 Mass. 174 , 179 (1975). Their consistent interpretation has been that the denial of a motion for a directed verdict which fails to state the grounds therefor is not error and cannot be complained of on appeal. See Western Oil Fields, Inc. v. Pennzoil United, Inc. 421 F. 2d 387, 390 (5th Cir. 1970). Clark v. Central States Dredging Co. 430 F. 2d 63, 65 (8th Cir. 1970), and cases cited. 9 Wright & Miller, Federal Practice and Procedure, Section 2533, at 579, 582 (1971). Correlatively, a party who states one ground in such a motion is precluded from claiming later that the motion should have been granted on a different ground. Randolph v. Employers Mut. Liab. Ins. Co. of Wisconsin, 260 F. 2d 461, 465 (8th Cir. 1958), cert. den. sub nom. Randolph v. Stokes, 359 U.S. 909 (1959). House of Koscot Dev. Corp. v. American Line Cosmetics, Inc. 468 F. 2d 64, 68, fn. 4 (5th Cir. 1972). 9 Wright & Miller, Federal Practice and Procedure, Section 2533, at 581 (1971). As the motion denied by the judge in the present case was based solely on the ground of ratification, the question whether such a motion raising the issue of parental assent could properly have been denied is not before us and we do not decide it.

Judgment reversed.